I had a horse of my own for a while, in my early 20's, but he and I were too young for each other and I wasn't a strong enough person to handle him properly.
My last experience with horseback riding came when one of the vets I was working with thought it would lift my spirits over the death of one of my birds to take me out with her. She does the whole English saddle, jumps, etc., stuff, while I had never known anything but basic North Georgia pleasure riding!
So, we're riding around this field, doing pretty good. Love the feel of the horse under me, the wind in my face (this was Feb in KY so it was chilly) and she said if I wanted him to go faster just kick him a bit in the ribs.
I knew I was leaving the horse. Nothing to grab hold of and the horse was going faster than I was. All I could do was laugh. I hit the ground with a big boom then kind of panicked when I couldn't catch my breath. She was more frightened that I was, but when I finally was able to sit up all I could do was hold up my hand and say "Look at my poor finger".
Then she looked at me and said "You were laughing! All the way down, just laughing!" I asked what else I was supposed to do, when I knew what was happening. She said she usually screamed.
Regular hospital? Not for us. We went to the emergency clinic where we worked, x-rayed and found the break, then wrapped it ourselves. My husband said he was amazed when I called and calmly told him to pick me up there because I had fallen off (no way I could call that "thrown") and broken my finger.
That night as all my muscles began to realize that they had been tortured we went with friends to look at the new house they were buying. I've never seen so many steps in my life, but I went up and down them all to prove that I could be a trooper!
End of story. I love to watch, but now with the fibro and arthritis in both knees I'm afraid I'd be better served to cheer from the sideline or take pictures than to get on one of them!