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post #1 of 18 (permalink) Old 10-21-2009, 01:39 PM Thread Starter
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pet insurance

How many of you have pet insurance? is it worth it?

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post #2 of 18 (permalink) Old 10-21-2009, 02:29 PM
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pet insurance umm no didnt think u could get lol
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post #3 of 18 (permalink) Old 10-23-2009, 02:00 AM
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Our dog don't have, on the family, I'm the one saving money for him..

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post #4 of 18 (permalink) Old 10-23-2009, 08:18 AM
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From what I have read the insurance companies are really finicky about what they will cover. You are paying them all this money and many of the problems that arise in your dog/cat will go in the "preexisting condition" category and not be covered. Mostly the only things covered would cost you less to just pay for out of pocket at the times when they occur. I don't have any personal experience with it though.

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post #5 of 18 (permalink) Old 10-23-2009, 11:29 AM
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I looked into it when I got Orion. I wanted insurance for him just in case he needs hip surgery when he gets older...the two companies I called wouldn't even cover him because he's a GSD!!!!

I asked them a bunch of other questions about what they cover, and it's not much...so no, I don't think it's worth it at all...
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post #6 of 18 (permalink) Old 10-23-2009, 11:51 AM
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You guys looked into VPI Pet Insurance? We never technically got to use it before my parents shut down the account, but unless they're one of the companies that refused to cover Riddik's dog, or scamming people of money, I'm not aware of any issues with them.
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post #7 of 18 (permalink) Old 10-23-2009, 06:25 PM
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WOW I was even considering this too because Im in school and cant afford anything to eat let alone vets :/
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post #8 of 18 (permalink) Old 10-23-2009, 09:55 PM Thread Starter
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the vpi is what my vet has on their site.

It looked good, but i'm not sure

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post #9 of 18 (permalink) Old 10-23-2009, 10:52 PM
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VPI is one of the companies that I spoke with over the phone that denied Orion coverage. They called any hip or joint problems he may develop a pre-existing condition. At the time, he was only 12 weeks old, so pre-existing from what!? I guess they figured that all GSD's are born with hip dysplasia
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post #10 of 18 (permalink) Old 10-24-2009, 01:14 AM Thread Starter
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VPI does have some things that they don't cover for certain breeds, they don't cover genetics for somethings.

Mine is a mix so i would probably get out of any breed specific exclusions.

Unless your GSD is registered i would guess you could call it a mix.

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post #11 of 18 (permalink) Old 10-24-2009, 08:17 AM
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do you get good % on insurance?

Hi - I had looked into insurance and thought it wasn't worth it.
Have you had good luck with the insurance covering a good part of your bill?

Just wondering if we can get some feedback on the insurance plan and if it has been VERY helpful in saving you some $$$

thanks

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post #12 of 18 (permalink) Old 03-15-2015, 12:49 PM
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I use Trupanion, they are a very good pet insurance company.

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post #13 of 18 (permalink) Old 04-10-2015, 07:58 AM
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I have never used pet insurance before as I have heard some bad things about them. Years ago, one of my friends used VPI and never had any problems.
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post #14 of 18 (permalink) Old 05-08-2015, 02:45 PM
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Thats good question, but pet owners have mixed reactions when it comes to pet insurance. Personally I don't thinks its necessary, you might end up spending more on premium than what your dog's medication requires.
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post #15 of 18 (permalink) Old 08-22-2015, 10:45 PM
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Any other thoughts on this?
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