I purchased the ASPCA Pet Insurance for my new pup (a rescued mutt) on the basis of a) the brand - ASPCA and b) price/payout.
I selected the policy mostly for "disaster" type insurance, not everyday "wellness" reimbursement.
One would figure that since the ASPCA promotes as one of its top missions; animal Neuter/Spaying, to control the animal population; that would be evident to some level in all their branded insurance product.
Surprise - unless you pay for level 3 or 4 which is, in my opinion, way to expensive, especially if you want some type of reimbursement for the procedure (around me Vets get about $350, I paid about $190 with chipping him at the North Shore Animal League), the return on investment would take about 3 years.
Absurd. Now, I'm not saying they (ASPCA Pet Insurance) should pay any particular amount at lower levels, but they should pay you something for being a good pet owner and following the mission mandates of the ASPCA.
They pay nothing, not even a farthing! How sad, how pathetic, how unconscionable!
When called on the carpet they argue that "no one else does it". ASPCA, the other insurance companies AREN'T the ASPCA!
If you do a Google search on "ASPCA PET INSURANCE COMPLAINTS" you see pages of them...
A word to the wise; don't buy ASPCA PET INSURANCE based on the fact that it is branded with the ASPCA name, do your research...
A closing interesting factoid: in their recent IRS 990 (tax return) they don't list how much money they get from their Pet Insurance program and take a look what the CEO of the ASPCA gets paid (both in comparison to the other top officers and the fact that it is a Non-Profit). If this was a for-profit organization, I'd have no complaint with his compensation.
I selected the policy mostly for "disaster" type insurance, not everyday "wellness" reimbursement.
One would figure that since the ASPCA promotes as one of its top missions; animal Neuter/Spaying, to control the animal population; that would be evident to some level in all their branded insurance product.
Surprise - unless you pay for level 3 or 4 which is, in my opinion, way to expensive, especially if you want some type of reimbursement for the procedure (around me Vets get about $350, I paid about $190 with chipping him at the North Shore Animal League), the return on investment would take about 3 years.
Absurd. Now, I'm not saying they (ASPCA Pet Insurance) should pay any particular amount at lower levels, but they should pay you something for being a good pet owner and following the mission mandates of the ASPCA.
They pay nothing, not even a farthing! How sad, how pathetic, how unconscionable!
When called on the carpet they argue that "no one else does it". ASPCA, the other insurance companies AREN'T the ASPCA!
If you do a Google search on "ASPCA PET INSURANCE COMPLAINTS" you see pages of them...
A word to the wise; don't buy ASPCA PET INSURANCE based on the fact that it is branded with the ASPCA name, do your research...
A closing interesting factoid: in their recent IRS 990 (tax return) they don't list how much money they get from their Pet Insurance program and take a look what the CEO of the ASPCA gets paid (both in comparison to the other top officers and the fact that it is a Non-Profit). If this was a for-profit organization, I'd have no complaint with his compensation.